Privacy Policy

Nexta Insurance LLC ("Nexta Insurance," "we," "us," or "our") respects your privacy and is dedicated to protecting the personal information you share with us through our website (nextainsurance.app) and our rate comparison tools. This Privacy Policy outlines how we collect, use, store, and safeguard your data, including our strict compliance with telecommunications standards and 10DLC regulations.

1. Information We Collect

We collect information that enables us to provide accurate auto insurance quote comparisons, connect you with licensed insurance partners, and deliver customer support:

• Personal Contact Identifiers: First name, last name, email address, telephone/mobile number, physical street address, city, state, and ZIP code.
• Vehicle Details: Vehicle year, make, model, primary vehicle use (commute, pleasure, business, rideshare), annual estimated mileage, and current coverage status.
• Driver Profile Information: Age group, homeowner or renter status, prior insurance history, and driving record indications (e.g., tickets or accident history over the past 3 years).
• Technical & Device Data: IP address, browser type, operating system, device identifiers, and timestamp logs collected automatically via secure server protocols.

2. How We Use Your Information

We process your information strictly for legitimate business and insurance comparison purposes:

• To evaluate your vehicle and driving details across our network of 30+ licensed insurance carriers to generate rate matches.
• To transmit your requested quote profile to licensed insurance agents, brokers, or carriers authorized to provide binding policy quotes in your jurisdiction.
• To verify identity, prevent fraudulent inquiries, and maintain lead verification standards (including GoVerified protocols).
• To send quote confirmations, policy status updates, and support messages if you have provided prior express consent.
• To comply with applicable state insurance regulations, federal laws, and industry standards.

3. Strict Mobile Information Non-Sharing Policy (10DLC Compliance)

4. Text Messaging (SMS/MMS) Communications

If you check the explicit SMS consent checkbox on our quote wizard or contact form and submit your mobile number, you agree to receive marketing offers, promotional messages, and customer-care text messages from Nexta Insurance LLC regarding your auto insurance inquiry.

• Voluntary Consent: SMS consent is entirely voluntary and is never a condition of purchasing insurance or utilizing our comparison platform.
• Message Frequency: Message frequency varies based on your inquiry and policy status.
• Message & Data Rates: Standard message and data rates charged by your mobile carrier may apply.
• Opt-Out (STOP): You can revoke your consent and stop receiving SMS messages at any time by simply replying STOP to any message received from us.
• Help (HELP): For customer care or technical help regarding text messages, reply HELP or contact us directly at (888) 627-2078 or info@nextainsurance.app.
• Carrier Disclaimer: Mobile carriers are not liable for delayed or undelivered text messages.

5. Information Sharing with Licensed Partners

To deliver the rate comparison you specifically request, we disclose non-mobile marketing data (such as vehicle specifications and requested coverage levels) to our vetted network of licensed insurance carriers, agencies, and brokers. These partners use your information solely to compute underwriting eligibility and offer policy terms.

6. Data Security & Storage

We implement rigorous technical and administrative security measures to protect your personal data from unauthorized access, loss, or alteration. All data transmissions between your browser and our servers are encrypted using 256-bit Secure Socket Layer (SSL/TLS) protocols. Internal access to customer data is strictly restricted to authorized personnel.

7. Your Privacy Rights & Opt-Out Options

Depending on your state of residence (including under the California Consumer Privacy Act / CPRA and similar state privacy statutes), you may possess the following rights:

• Right to Know / Access: Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to Deletion: Request the deletion of your personal records, subject to regulatory retention requirements.
• Right to Correct: Request correction of inaccurate personal data in our systems.
• Non-Discrimination: We will not deny services, charge different prices, or provide a different level of quality if you exercise your privacy rights.

To exercise any of these rights, please email your request to info@nextainsurance.app with the subject line "Privacy Rights Request."

8. Contact Our Privacy Office

If you have any questions, concerns, or requests regarding this Privacy Policy or our compliance practices, please contact us at: